If you're looking for a recipe to take to a party or potluck, check out this refried bean tip. It's delish.
Preheat oven to 350 degrees F
Spray small baking dish (8x8 inch) with non-stick cooking spray
In a medium bowl, add cream cheese and beat with a hand mixer until smooth and creamy
Add sour cream and beat until well combined
Stir in refried beans, 2 cups cheese, taco seasoning and garlic until smooth
Spread into prepared baking dish
Bake for 15-18 minutes or until hot and bubbly
Remove from oven and add additional cheese
Return to oven and heat 3-5 minutes or until cheese is melted and bubbly
Serve immediately with toppings of your choice and tortilla chips